Loan Officer

About this role

• **JOB SUMMARY** This position will be responsible for recruiting new clients throughout Alaska and the Pacific Northwest.
• This position is also responsible for screening potential clients and moving them quickly through the early and middle stages of the due diligence process.
• Primary target markets are: * Rural Alaskan businesses * ANCSA corporations * Viable businesses that are often considered to be "high risk" by traditional bankers.
• This position has major responsibility for building a corporate reputation for excellence in personal, attentive service to customers and fast turn-around time.
• **ESSENTIAL DUTIES AND RESPONSIBILITIES** (and other duties as assigned) 1.
• Markets commercial SBA and USDA guaranteed loans.
• Inform customers of AGC loan policies and procedures.
• Takes the lead in marketing the products and services of Alaska Growth Capital in rural Alaska.
• Maintains and projects the AGC's professional reputation 2.
• Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers.
• Ensure that customers' requests and questions are promptly resolved 3.
• Analyzes and evaluates loan requests and prepares written submission for consideration by the Vice President of Lending, President and AGC Loan Committee.
• Completes lending operations in accordance with established AGC's policies, procedures, and legal requirements 4.
• Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
• Helps with the collection of delinquent accounts; works closely with the Credit Administration in the collection process.
• Keeps management informed of area activities and any significant problems or concerns 5.
• Reviews loan reports to identify maturing or matured loans and is proactive in marketing second round financing opportunities.
• Meets with applicants whose loans are denied and explains reasons and alternatives 6.
• Establishes and maintains effective and professional business relations with customers and trade professionals.
• Conducts property inspections and annual reviews as required 7.
• May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high-quality work and efficiency in operations are maintained 8.

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