MORTG ORIGINATOR

About this role

• ### **Description** **GENERAL SUMMARY:** Originates loans for the purpose of resale on the secondary market.
• Originating loans outside of place of business over 50% of the time.
• These duties include: determining the appropriate loan program, interest rate selection, collecting and analyzing financial data from borrowers to determine creditworthiness.
• **Apply online at https://www.bankofcolorado.com/careers** **100% Commission** **RESPONSIBILITIES AND DUTIES:** * Responsible for creating new customer relationships; developing realtor and contractor referral network.
• Customarily and regularly is engaged away from the employer's place of business.
• * Responsible for quick response to any walk in or phone requests.
• * Responsible for reviewing loan applications to ensure proper documentation.
• * Review daily status of loans in process, updates applications as necessary, copy loan documents and update status report.
• * Responsible for making an effort to cross-sell bank products and in-house loans.
• * Responsible for accurate and timely preparation and delivery to the borrower(s) of the early disclosures for all approved loan applications.
• * Responsible for pricing of loans at appropriate rate.
• * Responsible for reviewing any loan declinations with the underwriter.
• Follow up with the customer to offer other products.
• * Regular and reliable attendance.
• * Assists with other job-related duties as assigned by manager.
• **KNOWLEDGE, SKILLS, AND ABILITIES:** * Knowledge of FNMA, FHA, VA and NIFA guidelines.
• * Knowledge of underwriting process.
• * Knowledge of the secondary market, agency loan products and guidelines.
• * Knowledge of bank policies and procedures.
• * Ability to communicate with customers and co-workers in a courteous and professional manner.
• * Ability to type with high degree of speed and accuracy.
• * Ability to multi-task, and function as a team player.
• * Ability to sell mortgage and bank products.
• * Ability to work with accuracy, organization, and attention to detail.
• **EDUCATION AND EXPERIENCE:** * High School diploma or equivalent.
• * Two years of previous mortgage loan originating experience required.
• **BENEFITS:** * Benefits for employees working at least 35 hours per week include 8 paid holidays; 17 PTO days each year for the first five years of employment (employees must complete 90-day introductory period prior to accruing PTO); 16 hours of paid sick time upon hire date; health, dental, prescription drug card, vision, and voluntary life insurance plans; health savings account with employer contributions; flexible medical and dependent care spending plans; 401K plan after 3 months and start of next quarter with employer contributions and profit sharing; $50,000 group term life insurance; long term disability insurance and employee assistance program.
• If working less than 35 hours per week, above benefits are modified.
• **PHYSICAL REQUIREMENTS:** **Seeing: 75-100%** Must be able to read documents, use computer **Hearing: 75-100%** Must be able to communicate with customers and co-workers in person and on the telephone.
• **Standing/Walking: 25-49%** Must be able to visit with the Loan Officer, go to areas of the office to use copier & fax machines, etc.
• **Climbing/Stooping/Kneeling: 25-49%** Must be able to kneel or stoop to file mortgage loan files in cabinets.
• **Fingering/Grasping/Feeling**: **75-100%** Must be able to use computer, write and place paperwork in file folders.
• **PHYSICAL DIMENSIONS:** Light Work: Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects.
• Job involves sitting most of the time and if walking and standing is required, only occasionally.
• NOTE: The statements herein are intended to describe the general nature and level, or work being performed by employees assigned to this classification.
• They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of personnel so classified.
• ### **More Details** More Details ### **About Pinnacle Bank/Bank of Colorado** We take pride in our heritage as a family-owned, community bank.
• Our commitment to our customers and community is at the forefront of how we do business.
• We are a Nebraska-based banking organization founded in 1938 in Palmer, Nebraska.
• Today, we have branches in Arizona, Colorado, Kansas, Missouri, Nebraska, New Mexico, Texas and Wyoming.
• As we grow, our commitment to our customers and community remains as strong as ever.
• We specialize in building lasting banking relationships with the businesses, farms and families we serve.
• We also prioritize taking an active role in our communities through charitable giving and volunteering.
• At Pinnacle Bank, we are ready to help your company with business checking and savings accounts, commercial loans and lines of credit and treasury management services.
• We also offer personal banking services, including accounts, mortgages, personal loans and technology products.
• We use application review steps designed to ensure mutual fit.
• Generic or automated submissions may not progress.
• We offer fair and competitive compensation as well as bonus based on an employee's years of service and possible discretionary merit bonuses.

Key skills & tools

View & apply

Links open in a new tab. jobhustl never applies on your behalf - you always go to the employer.