Senior Manager Decision Science

About this role

• Job Role: Senior Manager - Decision Science Location: Solihull, Manchester or Cardiff Hours: 35 hours per week About the company Our customers are at the heart of everything we do, but we can't achieve our customer focused strategy without the right people in our team.
• At Secure Trust Bank, we know that people are our biggest Asset, which is why a career with us is not just a job.
• It's the chance to be part of something bigger, to add real value to the Bank and help us constantly improve.
• We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives.
• All our employees have a tangible impact on the Group's core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast-paced environment.
• A competitive salary and benefits package including discretionary bonus Matched pension contributions 25 days annual leave plus bank holidays and your birthday off, on us!
• A monthly wellbeing hour to spend doing whatever makes you happy A wide range of flexible benefits from Cycle2Work to private healthcare Life assurance Paid volunteering days and matched charity fundraising A collaborative and flexible working environment.
• Opportunities for professional development and career progression.
• A chance to make a real impact in a regulated, purpose-driven organisation.
• What you`ll be doing At Secure Trust Bank we're transforming how we make lending decisions through data, analytics and technology.
• We're building a modern Decision Science capability that combines deep credit expertise, advanced analytics, modern modelling techniques and automation to deliver smarter decisions and better outcomes for our customers.
• As Senior Manager - Decision Science, you'll lead the end-to-end delivery of material credit models and predictive analytical solutions across our consumer portfolios.
• This is a senior, hands-on technical leadership role: alongside leading complex model developments and developing colleagues, you'll remain close to the data, methods and code, providing senior technical leadership and constructive challenge across assigned model developments.
• Working under the Head of Decision Science, you'll turn the function's strategy and model roadmap into high-quality delivery.
• You'll help modernise the modelling environment, embed robust development and monitoring standards, and ensure analytical outputs translate into practical credit strategies, measurable portfolio improvements and responsible customer outcomes.
• The role focuses on models supporting customer selection, affordability, credit strategy and portfolio decisioning, working collaboratively with the Risk Models & Credit Strategy functions where data, methodology or governance dependencies exist.
• Key Responsibilities include Lead the development, implementation and optimisation of credit risk and decisioning models across the customer lifecycle.
• Build and enhance application scorecards, behavioural models, affordability assessments and customer management strategies.
• Develop predictive models including propensity, profitability, segmentation, forecasting and next-best-action solutions.

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